There are various situations in life when an immediate cash injection can save the situation. Due to the lack of regular income, no bank will provide a cash loan to an unemployed person. As well as refuses to provide financial support to every person employed on the basis of a civil law contract (a junk agreement). The only remedy in loan companies that do not require income certificates, you only need to submit a written statement about how much you earn.
The momentary is the popular name of the so-called term loan. This is a relatively small amount, which can range from 1,000, 3,000 or 5,000 PLN, which we must return after 30 or 60 days. Loan companies have introduced different rules for new ones and others for regular customers of the company. Many companies offer the first free loan, which is based on the fact that we pay back exactly as much as we borrowed. Each repaid loan of time guarantees the borrowing of a larger amount.
Loans for unemployed people
Unemployed loans are granted on identical terms as loans for those who are employed permanently. Such a method of financing is a good alternative to traditional credit, the receipt of which is a true path through torment. Many companies make commitments from 1000 to 5000 PLN with a repayment period of up to 30 days.
An unemployed person choosing a borrowing option can spend the borrowed amount for any purpose. Most people spend it repaying their previous loans. And others spend on the most important expenses such as: apartment renovation, car repair. And also for shopping, as well as for medical appointments. There are also people who pass extra money on their pleasures.
Companies that offer loans to unemployed people are directed to people who do not have permanent employment. An unemployment loan is for people who:
- They have a temporary lack of employment;
- They maintain a scholarship, renting a flat or donations;
- The loan can be obtained by a person who is over 18 years old;
- The loan will be granted to people who work “in black”;
- Non-legalized work abroad;
- Living on a dependable partner / parents / relatives.
All presented situations make it very difficult to obtain a traditional loan. That is why loans for the unemployed are the most comfortable and safe option for them to receive financial assistance.
What is the protection of the unemployed?
Lack of permanent work does not have to be an obstacle in taking a loan anymore. Since the creation of special loans for the unemployed, raising money is possible in the case of work abroad or in a country without documented earnings – only on the statement or even without it.
For loans institutions the most advantageous form of employment, taken into account when issuing a loan decision, was a contract of employment. Now other forms of employment are also taken into account – a contract for a work, a contract of mandate or a pension, a pension or a scholarship, and even obtaining income only from the 500+ program.
The non-banking company presents a very attractive offer, which is why a loan can be taken by any adult person, regardless of the financial situation.